What is PPO Insurance ?
PPO Insurnace stands for preferred provider organization, unlike a HMO a PPO allows you to go out of network to any Doctor without having to wait for a referral.
PPO ususally costs more then HMO, but with good reason, having the freedom to go to any Doctor at anytime is well worth it,though you still need to make sure with the provider that your insurance is still accepted.
Becuase PPO is so exclusive it sometimes carries a high deducutable that must be met before the provider will cover any costs
Because of the option to go anywhere, PPO is a great insurance for some to have.